University Student Health Insurance Plan
Notre Dame of Maryland University requires certain students to carry personal health insurance. Each fall, all required students will automatically be enrolled in the University Student Health Insurance Plan. If you currently have outside health coverage, you have the option to opt out of the University Student Health Insurance Plan. If you do not waive coverage you will see a bill for the University Student Health Insurance plan on your fall semester student bill. Please note this is an annual process, each academic year you will need to waive coverage if you have insurance outside of the University Student Health Insurance Plan.
United Healthcare is the University Student Health Insurance Plan provider for AY2025-26 and will offer coverage beginning August 1, 2025 through July 31, 2026.
Learn More
Who is Required?
- Undergraduate Students (TRAD and ABSN) – All students enrolled full-time
- International Students - All full- and part-time students
- Graduate Students – All full- and part-time students enrolled in a professional healthcare program (Pharmacy, Occupational Therapy, Physician Assistant, Nursing, and Art Therapy).
How to Enroll or Waive Coverage
Required and eligible students once registered for classes can go to RCM&D and create/log in to their account to enroll or waive coverage.
Required students will also receive reminders to their University email address with instructions for enrolling or waiving the insurance coverage.
Deadlines to Enroll or Waive Benefits
All required students have until the following dates to make their choice to either enroll or waive the insurance plan through United Healthcare’s online system if they do not wish to pay for the University’s student health insurance plan. Eligible students wishing to participate in the University’s Student Health Insurance Plan must enroll in the plan before the Coverage Start Date.
| Coverage Period | Coverage Start Date | Coverage End Date | Waiver Deadline |
|---|---|---|---|
| Annual | 8/1/2025 | 7/31/2026 | 9/7/2025 |
Note: Those who do not opt-out will be billed for this coverage through the University’s Business Office as part of their student bill.
Rates for Coverage
New Incoming or Returning Fall 2024 Full-Time NDMU Students ONLY
Plan Costs for Undergraduate Students & Dependents
| Undergraduate | Annual Cost | Spring/Summer Cost (new students only) |
|---|---|---|
| Student* | $3,833 | $2,247 |
| Spouse* | $3,783 | $2,197 |
| One Child* | $3,783 | $2,197 |
| 2 or more Children | $7,566 | $4,394 |
| Spouse + 2 or more Children | $11,364 | $6,591 |
Plan Costs for Graduate Students & Dependents
| Graduate | Annual Cost | Spring/Summer Cost (new students only) |
|---|---|---|
| Student* | $5,492 | $3,211 |
| Spouse* | $5,442 | $3,161 |
| One Child* | $5,442 | $3,162 |
| 2 or more Children | $10,884 | $6,322 |
| Spouse + 2 or more Children | $16,326 | $9483 |
Part-Time Students
If you are not registered as a full-time student but would like to explore options for health coverage, please contact United Healthcare to discuss the cost and coverage at an individual rate or visit https://www.marylandhealthconnection.gov/.
Annual Process
Please keep in mind that this is an annual process. If you return to Notre Dame of Maryland University as a full-time student next year and wish to keep the University-sponsored plan, you will need to repeat the enrollment process.
If you decide not to keep the plan next year, you will be required to complete the waiver process and provide information regarding comparable health coverage for the upcoming year.
Frequently Asked Questions
Contact Us
If you have any questions regarding the student health insurance plan, please contact United Healthcare.
You may also contact the University United Healthcare Representative at notre.dame@rcmd.com.
Please be sure to include your full name, student ID, and contact information (telephone and email) on any correspondence.