University Student Health Insurance Plan

Notre Dame of Maryland University requires certain students to carry personal health insurance. Each fall, all required students will automatically be enrolled in the University Student Health Insurance Plan. If you currently have outside health coverage, you have the option to opt out of the University Student Health Insurance Plan. If you do not waive coverage you will see a bill for the University Student Health Insurance plan on your fall semester student bill. Please note this is an annual process, each academic year you will need to waive coverage if you have insurance outside of the University Student Health Insurance Plan. 
 
United Healthcare is the University Student Health Insurance Plan provider for Academic Year 2026-27 and will offer coverage beginning August 1, 2026 through July 31, 2027. 

Learn More

Who is Required?

  • Undergraduate Students (TRAD and ABSN) – All students enrolled full-time
  • International Students - All full- and part-time students
  • Graduate Students – All full- and part-time students enrolled in a professional healthcare program (Pharmacy, Occupational Therapy, Physician Assistant, Nursing, and Art Therapy).


How to Enroll or Waive Coverage

Once registered for classes, students can go to HF&C’s website to enroll or waive coverage. 

Required students will also receive reminders to their University email address with instructions for enrolling or waiving the insurance coverage.


Deadlines to Enroll or Waive Benefits

All required students have until the following dates to make their choice to either enroll or waive the insurance plan through United Healthcare’s online system if they do not wish to pay for the University’s student health insurance plan. Eligible students wishing to participate in the University’s Student Health Insurance Plan must enroll in the plan before the Coverage Start Date

Coverage Period Coverage Start Date Coverage End Date Waiver Deadline
Annual 8/1/2026 7/31/2027 8/31/2026

Note: Those who do not opt-out will be billed for this coverage through the University’s Business Office as part of their student bill. 

Rates for Coverage

New Incoming or Returning Fall 2026 Full-Time NDMU Students ONLY

Plan Costs for Undergraduate Students & Dependents

Undergraduate Annual Cost Spring/Summer Cost (new students only)
Student* $2,556  TBD 
Spouse* TBD  TBD 
One Child* TBD  TBD 
2 or more Children TBD  TBD 
Spouse + 2 or more Children TBD  TBD 

 

Plan Costs for Graduate Students & Dependents

Graduate Annual Cost Spring/Summer Cost (new students only)
Student* $$4,239  TBD 
Spouse* TBD  TBD 
One Child* TBD  TBD 
2 or more Children TBD  TBD 
Spouse + 2 or more Children TBD  TBD 

 

Part-Time Students 

If you are not registered as a full-time student but would like to explore options for health coverage, please contact United Healthcare to discuss the cost and coverage at an individual rate or visit https://www.marylandhealthconnection.gov/.   

Annual Process 

Please keep in mind that this is an annual process. If you return to Notre Dame of Maryland University as a full-time student next year and wish to keep the University-sponsored plan, you will need to repeat the enrollment process. 

If you decide not to keep the plan next year, you will be required to complete the waiver process and provide information regarding comparable health coverage for the upcoming year.

 

Frequently Asked Questions

What is my enrollment deadline?

August 31, 2026 Spring: February 5, 2026

Will I be notified if you haven’t received my Waiver?

Yes, you will receive frequent reminders during the open waive/enrollment period to your college email 

Where do I waive?

Waivers can be completed by https://haylor.com/college/notre-dame-of-maryland-university/ then select Student Waive/Enroll 

Do I have to waive every semester or just once a year?

A waiver must be submitted annually during the open waiver & enrollment period

How do I get an Insurance ID Card?

Download a copy of your insurance card by visiting https://haylor.com/college/notre-dame-of-maryland-university/ & then select Download ID Card 

How do I find a Doctor that accepts my student health insurance?

You can view doctors that accept your insurance by visiting https://haylor.com/college/notre-dame-of-maryland-university/ & then select Find A Provider 

How do I enroll my spouse or child in the health coverage?

You can enroll your dependents through the Waive/Enroll portal at https://haylor.com/college/notre-dame-of-maryland-university/ Premium for dependents will be collected by Haylor, Freyer & Coon, Inc. 

How do I find what is covered under my student health insurance?

You can view entire health plan benefits by visiting https://haylor.com/college/notre-dame-of-maryland-university/ & then select Plan Highlights or Coverage Detail 

I lost my insurance coverage; how do I enroll in the student health insurance plan?

Please contact student@haylor.com with a copy of your current insurance carrier’s termination letter to begin the enrollment process. Once enrollment is finalized, payment will be required directly to Haylor, Freyer & Coon 

How do I cancel the student health insurance?

Terminations on this plan are not available

Contact Us

If you have any questions regarding the student health insurance plan, please contact United Healthcare.
You may also contact the University United Healthcare Representative at “student@haylor.com or 833-401-3408.
Please be sure to include your full name, student ID, and contact information (telephone and email) on any correspondence.