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  1. Notre Dame of Maryland University
  2. Admissions & Aid
  3. Financial Aid
  4. Loans

Loans

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  • Federal Direct Subsidized & Unsubsidized Loans
  • Graduate PLUS Loan
  • Parent PLUS Loan
  • Perkins Loan
  • Plus Loan Denial Options
  • Private Loans
  • Selecting a Co-Signer

College of Adult Undergraduate Studies Menu

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  • Federal Direct Subsidized & Unsubsidized Loans
  • Graduate PLUS Loan
  • Parent PLUS Loan
  • Perkins Loan
  • Plus Loan Denial Options
  • Private Loans
  • Selecting a Co-Signer
An education loan is a form of financial aid that must be repaid, with interest.

Loan Categories

Education loans come in three major categories:

  • Student Loans
  • Parent Loans
  • Alternative or Private Loans

Types of Loans

  • Federal Direct Subsidized & Unsubsidized
  • Federal Direct Parent PLUS
  • Federal Direct Graduate PLUS
  • Private Student Loans

Responsibility

The ultimate responsibility of financing an education lies with the student. Students who finance their education with student loans must understand that with the acceptance of the loan comes the responsibility of prompt and full repayment.

The University stresses this responsibility not only because loan repayment is ethically correct, but also because loan default could eventually lead to loss of financial aid to future students.

Maryland Loan Debt Relief Tax Credit

Maryland taxpayers who have incurred at least $20,000 in undergraduate and/or graduate student loan debt, and have at least $5,000 in outstanding student loan debt at the time of applying for the tax credit may be eligible.
 
Learn more at the Maryland Higher Education Commission.

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